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Financing Your Red Door Home

Building a home on your land may be more affordable than you think. Our financing partners can help you explore loan options, understand your budget, and find a solution that fits your goals.

How Financing a New Construction Home Works

Building a home involves a different financing process than purchasing an existing home. Construction lenders typically require additional documentation, such as your floor plan, lot information, and building contract. Our team can help you understand the requirements, connect with experienced lenders, and find the financing option that's right for you.

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Lot Evaluation & Floor Plan Selection

Our team will evaluate your property and help you select the floor plan that best fits your land, lifestyle, and budget.

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2. Secure Financing

Once your lot evaluation and home selection are complete, we'll help guide you through the financing process and connect you with trusted lending partners.

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3. Start the Build

After financing is approved, construction begins, and your new home starts taking shape.

Financing Options

A single loan that covers both construction and your permanent mortgage.

FHA Loans

Lower down payment options for qualified buyers.

VA Loans

Available for eligible veterans and active-duty military.

Conventional Loans

Traditional financing with flexible terms.

USDA Loans

Available in many rural areas throughout North Central Florida.

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Build With Confidence

A new home is one of the biggest investments you'll ever make, and your peace of mind matters. That's why every Red Door Home is backed by a comprehensive 2-10 Home Buyers Warranty, providing protection beyond your closing day.

From workmanship and systems coverage to major structural protection, our warranty program helps ensure you can enjoy your new home with confidence.

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A Commitment That Doesn't End at Closing

At Red Door Homes, we believe building a home is about more than construction—it's about creating a place where your family can feel secure for years to come. Our partnership with 2-10 Home Buyers Warranty reflects that commitment, providing added protection and support long after you've received your keys.

Because building on your land should come with confidence, not uncertainty.

1-Year Workmanship Coverage

Protection for eligible workmanship-related items throughout your first year of ownership.

2-Year Systems Coverage

Coverage for qualifying electrical, plumbing, and mechanical systems for added peace of mind.

10-Year Structural Coverage

Long-term protection for major structural components, helping safeguard your investment for years to come.

Frequently Asked Financing Questions

Estimate Your Mortgage

Use our new home financing calculator to estimate your new build mortgage payment based on your down payment, interest rate, and loan term.*

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Estimated Monthly Payment

$1,718 /month

  • Principal & Interest$1,717.83

Estimated Monthly Payment$1,717.83

Calculator is intended for estimation purposes only. Estimated payment comprises principal and interest only. Your actual mortgage payment may vary depending on credit, taxes, and insurance, as well as other features.

Get In Touch

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